CreditPointe™ provides a variety of standard and customized services designed to dramatically lower cost and improve quality. We have demonstrated impressive results in capital, financial services and trade credit marketplaces.

The CreditPointe team has been together for over 15 years and has helped companies intelligently apply technology to analytical credit processes and transactions of all sizes. Through many years of employing its business process automation platform, the CreditPointe team can quickly build service based applications tailored to customer specific processes and methodologies and enable client collaboration points along the way.

Financial Modeling
CreditPointe™ provides custom financial modeling services according to company or analyst specific formats and criteria in a fraction of the time it typically takes. Service level agreements range from 12 to 48 hours. CreditPointe's technological approach facilitates the integration of external and internal data sources into the model creation and update processes.

Financial Statement Spreading
Obtaining customer financial statements and preparing the information for analysis can be a laborious and time consuming task. Statements arrive via a variety of media and in customer specific formats that require analysts to spend valuable time on data entry type functions.

CreditPointe™ provides very cost effective and highly secure financial statement spreading services which provide analysts time to perform more value add functions. Statements are delivered seamlessly and quickly, in your format, including various calculations, cash flow statements, and reflecting and incorporating footnotes, all while adhering to generally accepted accounting principles (GAAP). CreditPointe's team of analysts work closely with your team, implementing your methodology and prepare the information for Excel and/or integration into the systems of your choice.

Credit Risk Analysis and Monitoring
CreditPointe™ offers a comprehensive credit risk monitoring service at the account level. Our team of analysts will continuously monitor accounts of interest to you, using a variety of information sources that you designate. These might include credit bureaus like Dun & Bradstreet Corporation, the internet, the court system, UCC filings, and others. We can also access and use your internal payment and other relevant data in your ERP systems.

Our deliverables are designed taking your unique needs into consideration. They generally involve all/some of the following activities:

	CreditPointe Portfolio Risk Analysis and Monitoring CreditPointe™ offers a comprehensive and sophisticated portfolio credit risk monitoring and analysis service. Based on our review of the credit risk associated with all the accounts in a portfolio, we will provide a summary assessment of the overall risk of the portfolio. These will include identification of opportunities to grow revenue efficiently and insight into the appropriate level of reserve/insurance for the portfolio. We envision a higher level of personal interaction in connection with portfolio risk analysis and wherever appropriate will present our findings onsite to you and your management team.
	CreditPointe Database Maintenance We can update your internal credit database with up-to-date information in an automated or manual fashion.
	CreditPointe Custom Research Projects CreditPointe industry teams are available for custom thematic research projects for company and industry analysis and compilations. One or more of our industry analysts will partner as a dedicated resource for the full lifecycle of the project.

Privacy and Intellectual Property
CreditPointe™ enjoys an impeccable reputation achieved by gaining our client's confidence over the many years of processing and safeguarding very sensitive financial information and proprietary methodologies. Privacy is a structural component of our automated and manual processes employed in collecting and analyzing companies on behalf of our clients.

Business Continuity
CreditPointe™ understands the need to be available around the clock. No matter where you are around the globe, you can be assured of access to analysis you need, to run your business. The CreditPointe Business Continuity Plan is designed to make certain CreditPointe stays "on line."